Affichage des articles dont le libellé est buy. Afficher tous les articles
Affichage des articles dont le libellé est buy. Afficher tous les articles

jeudi 15 décembre 2011

Modern Gardening


The types and quality of equipment you use to take care of your plants not only have an effect on your plants' health, but your own as well.

Defective tools could cause damage to your plants, but it is worse if they are so uncomfortable to use that they give you blisters or a bad back. To avoid this, look for the gardening equipment that will do the best job for your type of gardening. It must have the right amount of power to be energy efficient while also being able to do the job without causing you any more strain than necessary.

Here is a review of gardening equipment from the gardening experts themselves.

1. Garden Shredders

JCB SS2400 received five stars out of five from the gardening equipment reviewers from recommendedbuys.co.uk. It has a 2400 watt motor and comes with a silent gear crushing system. It is one promising tool to improve and hasten your shredding activity.

Ryobi ESR - 2240 Electric Shredder is an easy to assemble garden shredder suitable for prunings up to 40mm. It comes with built-in wheels and a plunger for increased portability.

2.  Hedge Trimmer

Bosch AHS42-16 Electric Hedge Trimmer also received five stars out of five rating from the gardening equipment reviewers from recommendedbuys.co.uk. It has 420 watt output.

3. Cultivators

Mantis Tiller Cultivator comes with patented tines to aid in cutting smoothly through hard, compacted soil. It is perfect for preparing vegetable plots, flower beds, etc. It also helps in thatching, aerating and cleaning moss. It also comes with a free border edger.

4. Lawnmowers

Brill 78370 Luxus Push Reel Mower rated 4.5 out of 5 stars Tools-hills.com customers. It has a large top cover that protects shrubs and overhanging flowers.

American Lawnmower Deluxe Light Reel Mower 1815-16 received 4.5 stars out of 5 from Epinions.com buyers.  A push-mower, it does not cause pollution, but is not suitable for tall grass.

5. Leaf Sweeper

Agri-fab 26 Push Leaf Sweeper is for smaller lawns and is available with 200 litre collector. It also comes with an infinite height adjustment feature.

In Search of the Best Gardening Tools


Different kinds of gardens require different kinds of garden tools. Hardware stores mostly cater for a wide range of tools, but there are shops that specialize in the more expensive kind of garden tool that shouts quality. Wherever you decide to shop, here are a few pointers to advise you.

Do you have small garden or a large one? A small garden will not require the same large equipment that would be of use in an extensive one. A ride-on mower is unnecessary if you only have a small strip of lawn. Another point to consider is who does most of the gardening? Some tools are too heavy for use by women.

When you buy secateurs make sure the blade always stays sharp to avoid damaging the plant. Look for models that have blades that can be sharpened or replaced, models with tension control and with sizes that best fit your hands. Secateurs usually cost around $50 - $130.

Hedge trimmers or shears are handy - but only if you have a hedge, or plan on growing one.  Some hedge trimmers have curved blades to stop branches from sliding out when cut.

Forks are used for turning and aerating compost and breaking up lumps of soil. The cheaper ones are often not strong enough for heavy soil, so go for sturdiness instead of price. Forks usually cost around $30 - $100.

A shovel has a scoop blade and is best used to move around dirt and garden soil. A spade has a flat blade great for cutting edges, digging and dividing plants. The edge of a spade should be kept sharpened for clean and efficient cutting will cause the least amount of damage to plants. These are a basic garden necessity and usually cost from $30 - $50.

A pruning saw is used for pruning trees and larger shrubs, while secateurs are for plants like roses. Pruning saws have a narrow curved blade that fits between stems or branches and easily and cuts them as you pull the saw backwards. They are approximately $27- $55.

A chipping hoe is a handy tool for getting rid of small weeds. The Dutch or push-hoe is slightly more user-friendly as the action required to use it does not jar the neck and shoulder quite so much.

A rake is also a basic requirement for the garden. The strong rake with the flat head and sharp metal prongs is used for smoothing a garden bed and getting out the last of the bumps and weeds. The plastic rake is used to gather leaves and grass clippings only.

Gardening tools don't have to be expensive. Flea markets and garage sales can be excellent places to pick up great tool bargain.

dimanche 11 décembre 2011

tips - buying a fishing boat


Selecting and acquiring the ideal fishing boat is a real art for someone who has already gone through many experiences as far as boating is concerned. However, it can be a daunting task to those who have not yet experienced buying a fishing boat.

To make the activity easier for the first timers, here is a list of tips that they can use when choosing an ideal fishing boat.

1. It is important to consider the purpose of the fishing boat.

Buying a fishing boat has only one purpose: to be used in fishing. However, before choosing the perfect fishing boat, it is important to consider also the other purposes.

First, the place where the fishing boat will be used should be taken into account. Will it be in the ocean or in other bodies of water like lakes?

Second, the time of the day it will be used. Will it be for day trips or for overnight fishing activities?

If the fishing boat will be used for ocean cruising and overnight stays, it would be better to buy a fishing boat that has a hull. This is specifically designed for rough waters. This design is meant to ride with the waves, hence, providing more comfort to anglers while on board.

2. The budget

When buying a fishing boat, it is important to know if the buyer can afford to acquire a boat.  Fishing boats, or any boat for that matter, can be very expensive. Hence, the buyer should know how far his budget would go as far as fishing boat prices are concerned.

3. The warranties

It is extremely important to know if the fishing boat has a warranty. It should be analyzed and meticulously scrutinized because not all warranties are created equal.

Hence, it is best to buy a fishing boat from dealers that will provide the necessary services in case their product is found to be defective.

4. The certification

When buying a fishing boat, it is important to take note if it is certified by the “National Marine Manufacturers Association” or the NMMA. This agency guarantees that the certification they give to every boat manufacturer is a guarantee that the fishing boat had passed the agency’s standard of excellence.

The bottom line is that, people should do more than just look around when choosing the ideal fishing boat. They should learn how to look for the important details in order to ensure that the boat they have acquired is definitely worth their money.

samedi 10 décembre 2011

Top buying tips when buying digital cameras


 Deciding which digital camera to buy can be difficult because of the vast array of features available. Here are some tips that should help you find a camera that meets your needs, budget, and level of photo taking experience.

1. Select a digital camera recommended for the largest print size you're likely to print at. If you want to make 8x10 inch prints, choose a 4-mega-pixel model, though a 3MP camera will do a fair job. If you need up to 16x20 inch prints you will need an 8MP camera. If all you want is to send images by e-mail or Web posting, even a 2MP camera will do. Remember, mega pixels correspond only to image size, not quality.

2. Make sure the camera has the right features for your needs, such as an optical zoom lens and a certain amount of useful manual controls. If you wear glasses but prefer to take pictures without them, make sure that your camera has an adjustable dioptre. This will allow you adjust the focus of the viewfinder so that you can see your subject clearly.

3. Choose a camera with a bright LCD. This will allow you to better see the LCD image in bright sunlight. Having a large LCD screen will help you compose and review your images on the camera.

4. When comparing costs, be sure to calculate extras that may or may not be included, such as rechargeable batteries and charger, and a large enough memory card that can hold all your pictures until you can download them to a computer.

5. Most digital cameras come with a USB interface to transfer digital photos from camera to computer. If you will be transferring large high quality photo files, try to get USB 2.0 to speed things up.

6. When considering digital cameras with a zoom lens, what’s important is the optical zoom distance and not the digital zoom distance. Digital zoom uses software to crop and magnify an image, resulting in a loss of image quality.

7. If you don't know a lot about cameras, a digital camera with lots of modes and manual settings will be overkill. Don’t buy a camera that is higher in price and more difficult to use if all you really want to do is point-and-shoot.

8. A good option, if available, is a pocket-sized instruction manual instead of one on CD. You can take it with you when you're out shooting.

9. If you have difficulty using your hands, look for a camera with a limited number of large buttons that are easy to reach and press.

10. Test how fast the camera performs. Look for a camera that takes 4 seconds or less to get ready to shoot and 6 seconds or less between shots.


Glossary of terms

Aperture

An adjustable opening through which light enters through the camera’s lens. The larger the aperture is, the greater the camera's photosensitivity. A smaller aperture, however, gives greater depth of field to a picture. The aperture setting is called the f-stop. A small aperture has a relatively high f-number, such as f8 or f11, and a larger aperture has a smaller number, such as f2.8. The aperture setting must be balanced against the shutter speed. The faster the shutter speed, the larger the aperture must be, and vice versa, to admit the right amount of light to the image sensor for proper exposure. These adjustments are done automatically by the camera or manually by the operator.

Compression

A process that reduces the amount of data representing an image so that the file takes up less space in your camera, memory card, or computer. Smaller files are quicker to use for e-mail and on the Web. When a file is too compressed, however, image quality can seriously suffer.

Depth of field

Indicates how much of a scene will be sharp and in focus. A greater depth of field implies an increased distance between well-focused background and foreground, with everything in between properly focused. A narrow depth of field concentrates the area of sharp focus within a small range, based on the main subject's distance from the camera.

For instance, if your subject is standing in an open field, using a narrow depth of field will make most of the scene in front and behind look blurry; only the main subject will be focused. This effect is achieved when using long zoom lens. Using a wide-angle lens will produce a greater depth of field, thereby keeping the whole scene in focus.

Image sensor

The semiconductor chip or Image Sensor is what captures the photographic image. It collects the light of a scene or subject, which it turns into digital data that we see as a photo in the camera or on the computer. There are two main types of image sensors CCD (charge-coupled device) and CMOS (complementary metal-oxide semiconductor). The CCD is the most popular. CMOS is used in very low and high end cameras.

Interpolation

A process that increases image file size and can take place either in the camera or by computer software. Interpolation is used to magnify a picture but does not improve image quality and in fact it can decrease sharpness.

LCD viewfinder

A small screen on the back of a camera that displays what the lens sees. It is used to compose the picture, choose settings, focus and frame an image in macro mode. It is also used to view photos stored on the memory card.

Mega pixel

A measure of a digital camera's resolution. A three-mega pixel rating means that the camera can capture up to 3 million pixels, or points of data.

Memory card

A removable storage device that holds the images a digital camera captures. It is a good idea to have an extra one on hand so that when one card is full it can be swapped for another allowing you to continue shooting.

Pixel

A point of data in a digital image; the word is short for picture element. A digital camera's resolution is a measure of the number of pixels it can capture on its image sensor.

Shutter speed

A measure of how long a camera allows light to fall on the image sensor (expressed as a fraction of a second). Though some digital cameras have both electronic and mechanical shutters, inexpensive models will utilize an electronic shutter to turn off the photosensitivity of the image sensors.

how to Buy digital camera


Choices

Digital cameras come in many sizes, shapes, and price ranges. Since you will be living with your decision to purchase a particular make and model for many years, it is a good idea to carefully weigh the various options available before buying a camera. Break the decision down into a checklist of factors to help determine which camera is best for you. Consider image quality, performance, ergonomics, features, and price. Also consider whether you will just be taking family snap shots or something more elaborate.

First decide how much you are willing to pay for a digital camera. You may need to adjust this figure up if you want and need a lot of manual control and features. Decide on camera body size, and features that you may actually use. Then look for a camera in your price range.


Digital cameras can be grouped into four types:

Compact, Ultra compact, Super zoom, Enthusiast, and digital SLR, or D-SLR.

Compact

This is by far the most popular camera category. It represents the best value for the average user. Cameras in this group take reasonable quality pictures and have a good set of features. However, these cameras don’t have many pre features or perform as well as more expensive cameras. Unless you need a higher-end or smaller camera, you should consider this type of camera first.

Ultra compacts

Are small enough to fit into tiny bags or pockets but performance is usually sacrificed in the interest of style and size. Not a good choice if you want decent pictures.

Enthusiast

These full-sized models offer more precise controls, better lenses, and more features. They produce better images, suitable for larger prints. They often include zoom lenses, faster performance, exposure bracketing, high resolution, and manual controls for shutter speed, f-stop, and white balance. This category is a good choice if you don’t want to spend a lot of money on a more expensive camera but still want a fair number of advanced features.

Super zooms

These cameras are the same as “enthusiast” except that they include at least 10X optical zoom lenses. Some of these cameras can correct for camera shake by using image stabilization software. This is a great feature for long zooms.

D-SLR

D-SLRs are the high end of digital cameras, with true reflex through-the-lens viewfinders, interchangeable lenses, good control over exposure and color, and lots of accessories.

The many professional features and functions these cameras possess almost match those of conventional 35-mm film cameras. They also produce the best images of any digital camera type.

Avid amatures and pros are the typical users for this class of camera. However, unless you plan to use the many manual features you will not get your moneys worth. Choose a camera in this class if you want the best print quality at 8x10 or higher.


Features

Mega pixels

You would think that a 6MP camera would produce better images than a 5MP one but that is not always the case.

Mega pixels are a measure of quantity (the amount of data captured), not quality. A digital camera's image quality is not based solely on mega pixels, but on an entire system. More important than the number of pixels is the actual pixel size. The bigger the pixel size the better they can record detail in the shadows and highlights. Larger sensors generally produce greater dynamic range, higher sensitivity, and better signal-to-noise ratio, mostly because they have room for bigger, more light-sensitive pixels.

So instead of just going for the largest mega pixel count when comparing cameras, ask about other important factors such as image quality.

Image quality

Image quality is a more useful measure than the number of mega pixels. Most digital cameras will produce good images, with color, sharpness, and dynamic range that will satisfy most people.

If all you want to do is e-mail your photos or make small or low quality prints at home then any digital camera will do. However, if you want good quality professionally looking 8x10 prints or larger, then the camera’s image quality is very important. Make sure you tell the sales person what you intend to do with the images so that you will be shown the most appropriate camera for your needs. A good guide is to go for at least 3MP or better and ask about image quality.

Digital cameras are slow

Most digital cameras take time to start up and be ready to shoot. They also have a recycle time between each shot. This can be annoying if you need to react fast and shoot a number of frames quickly. Make sure you can live with a camera's picture taking speed by testing it out in the store before buying.

Is the feature set right for your needs?

Taking digital pictures can be as simple as pointing the camera and pressing the shutter button. But digital camera models are available that provide as much control over exposure, color, dynamic range, and so on as you choose to use. It is recommended that you choose a camera that has the key features that you might actually use and takes better images, rather then one that has a ton of features but takes poorer quality images.

Ergonomics and style

Take time to practice holding and using a camera in the store to get a feel for how easy and comfortable it is to use. How does it feel to hold? How about the size and weight? Does it feel sturdy or flimsy? Are the controls easy to reach and understand?  Are menus easy to understand and navigate?  And finally, how stylish does the camera look?

original  http://www.imphotorepair.com text Was modified by ME :)

Cheap Sports Car

When buying sports cars, the buyer must not only assess his needs and preferences, but more importantly, he must put everything in the context of his budget. Sports cars are generally priced not less than $15,000. However, there are some options available for buying cheaper but valuable sports cars.

Auction
An enthusiastic buyer may want to check out the local auctions that are held in his area. Some good sports cars can be bought cheaply in these auctions. However, the auction arena is not made for the faint-hearted buyer. Just like any other kind of auction, it is a stressful and fast environment. One must attend a couple or more auctions before actually trying to purchase a car from this kind of activity.

Another downside of auctions is that there is no opportunity to test the car. In auctions, people buy cars "as they are."

Car Exchange
Auto Exchange Centers may offer you the best cars at very reasonable prices. Buyers might want to do a little Internet research since car exchange centers do advertise their merchandise on the Internet. Remember that the market for cheap sports cars is a buyers' market, which means that you hold the aces when negotiating prices.

Private Seller
Buyers may also look for private sellers of sports cars. Some people need quick cash in cases of emergency so they are forced to sell their precious cars at very attractive prices. Be aware and watch out for such quality deals.

The problem with dealing with private sellers is that once the purchase is made, the buyer is left on his own. He cannot run back to the seller to complain.

Good Models that no one wants
There are good sports car models out there that are being taken for granted by the market. Because of trends in sports car demand, some of the good ones are being left out. This is a good thing for buyers who are looking for value for their money. Some Jaguar, Austin-Healey and Morgan car models are out there, up for grabs at great prices.

Sports cars are luxury cars, but that does not necessarily mean that they should be expensive.  Maybe the best things in life are not for free, but you can get good deals to get them. But at the end of the day, quality should be the main aspect that a buyer must look at in purchasing a cheap sports car.

vendredi 9 décembre 2011

Best Websites to Find a Used Car


Have you ever been disappointed while searching a used car online? For example, never finding the car that you are interested in, hard to obtain the contact information about the seller, not getting satisfactory information relating to the car that you have found, that leads to total disappointments. After performing some researches for a week and based on my personal experienced, I found out two best websites to find a used car. They are http://www.cars.com/ and http://www.autotrader.com/. At first, these two websites seem to be alike, but if you go through the detail, you can see the strength and the weakness of both websites. These are what I am going to explain further in this paper.

Cars.com [2] and Autotrader.com [1] are comprehensive online resources for buying and selling a car. Both of these websites list all potential cars from
 dealers and private sellers. Cars.com [2], which is created in June 1998, is a division of Classified Ventures, LLC, which is owned by six leading media companies. Autotrader.com [1], which is created earlier in 1997 and headquartered in Atlanta, Ga., is a division of AutoTrader.com, LLC. Autotrader.com [1] is the world’s leading automotive marketplace online, more than 2.5 million cars for sale by dealers, private sellers, and manufacturers.

Both Cars.com [2] and Autotrader.com [1] are public websites; this means that these websites are opened to automotive dealers and private sellers throughout the United States. The buyers can search for a car all around the United States by entering their ZIP code. The individual sellers also can post their car on the website despite where ever location they are. Both of these websites provide free information on all aspects of the car shopping and processing procedure. You do not have to be a member to access the website. The website is free for car buyers. However, the sellers have to pay to advertise their cars on the website. Another income for these websites is from the advertisement that was posted in the websites from other car companies. Advertising on these websites helps both the dealers and manufacturers to promote their company as well, because more than 8 millions people averagely visit these websites monthly.

The outline of both of these websites seems so simple. At the top headline, both of them have lots of menus, but if we compare between these two, Autotrader.com [1] has more menus. Both of them have the menus of buy, sell, research, news and advice, but Autotrader.com [1] exceeds Cars.com [2] in many aspect such as providing car loans, insurance, and collector cars. The superior of Autotrader.com [1] comparing to Cars.com [2] would be relating to the menus upon clicking the used car button. This website is not only asking what car you are interested with, but it deals with the detail of the car, such as, what company that makes the car, model, body style, color, mileage, how many doors of the car, what year is the car, the range of the prize, even, the most detail of the car, such as, the engine, fuel, and drive type of the car.

Anyway, the best part of Cars.com [2] is shown after entering the detail of the car that you interested on, you can see that Cars.com [2] show the details of the car in one display. The year of the vehicle, the company that makes the car and the model of the car, the price, the mileage, the icon that shows that the thread has a picture, the seller of the car, the style of the car, the color, and the distance of the seller from your place are shown in one display. Compare with the Autotrader.com [1], it also shows the details of the car, but they are displayed in a small box that are hardly to read. For experiment, I try to search the Toyota Supra 93-94. From Cars.com [2], it sorts the car by the price, but I can see all the details in one display. It also stated in the title of the car, whether that supra has turbo or not. Anyway, Autotrader.com [1] displays all the detail in one box, so we can see the seller explanation without clicking the link of the car.

Cars.com [2] provides the best full detail with regard to car upon clicking the link of the car that you have found. In the full detail of Cars.com [2], you can find a link to the Kelly Blue Book value of the car. The best part is when one clicks the link to the CARFAX history report, CARFAX is another website that you can find the full report of the car. We cannot just trust the individual seller at times, if he stated the car is clean title. We cannot confirm for sure whether the car ever had an accident before or not. Unclean title would mean that the specific car has had an accident before, for it has been reported by police. So, how about if that car has ever had an accident but the accident had not been reported to police? The title is still proclaimed as clean. In CARFAX report, you will know that how many times the car has been repaired and what is the accident. I have an experienced when one of friends buying a used Nissan Integra 95. In the title paper, I saw directly that it stated clean title, but I found a huge dent from an accident on the left body of the car. So, I counter checked it later using CARFAX, truly as it stated that the car had ever had an accident in highway a year ago from year 2003.

The weakness of both these sites is not efficient with updating information. I personally have ever tried to call several sellers of the Toyota Supra 93-94 on both websites. I realized from four potential sellers of the car, at least one of them has sold their car. This is the information that frustrates a buyer most. It would be a major disappointing to realize the car that you like, together with the entire specifications match with your interest, but when you call the seller, that car has been sold. It frustrates me at times to know the updating process not as immediate as 24 hours.

Both websites provide the contact information of the car’s seller. Some of them stated their phone number and their address where the car located. They are also some people stated the term of payment. I have my own experience while I was looking for Audi TT 2000. I found in Autotrader.com [1] that there was an Audi TT 2000 with white color, and superb specifications, such as, full body modified, turbo stage III, all engines have been modified and off course, low mileages. The seller asked for only 18,000 US Dollars. As I know, the Audi TT 2000 price ranges from 18,000 to 20,000 US Dollars. The seller asked the payment with money order or paycheck. This sounds weird to me. So, I tried to call the seller via email that was stated in the web. He convinced me that the car was in superb condition and so on. He said that he did not have phone number and he could not accept payment from pay pal or other money transfer. I suspected that there must something wrong with his advertisement. Finally, I found the exactly same car in other website, and that car was in Leichesten, a small country in the Central of Europe. Finally, couple of days later, the webmaster of the website stated that the seller was a conman. There reason why I share this experience is to show that it is not easy to buy a car online. We should find the website that is fast and updated. The Autotrader.com [1] shows its capability by banning the conman.

The other thing is there are no stated rules in the terms and conditions of the website for the sellers to describe the car in a full detail. The sellers should be asked to provide more photos and describe the full detail of the car, even a small scratch on the car. From my experienced, I have ever seen a car that has lots of scratches and dings, but the seller did not mention it in the detail of the car. The seller only said that the car in good condition. Actually, this is not the fault of the website, but it should be totally the fault of the seller who does not mention all details of the car. Anyway, a good website should have its own way to prevent this matter.

My goal in writing this paper is to help the reader to find a used car using these websites. People always think that buying a used car online is easy to do. There are many of websites to find a used car. Each website has its own strength and weakness. In this paper, I have explained the strength and the weakness of Cars.com [2] and Autotrader.com [1]. Both of these websites are very easy to use and helpful. I myself bought my car using Autotrader.com [1]. Using this website, I can contact the seller easier and I do not need to pay the website for any fees. The detail of the car that provided in the website was fit with my expectation. Then, I also used Cars.com [2] to compare the price and to find the shortest distance of the car with my place. So, if you are searching for a used car, I am highly recommending these two websites.

References
----------------------------------
[1] www.autotrader.com

[2] www.cars.com
MLA Citation:
"The Two Best Websites to Find a Used Car." 123HelpMe.com. 08 Dec 2011
    <http://www.123HelpMe.com/view.asp?id=31159>.

jeudi 8 décembre 2011

How To Buy Car Insurance


Many people look forward to buying car insurance about as much as having their wisdom teeth pulled by a dentist named Dr. Pain. Today I intend to show you how to take a lot of the sting out of purchasing car insurance by arming yourself with a little knowledge. Many people believe car insurance is a simple as black or white, either you have "liability" or "full coverage". In fact there many important options in between. In becoming informed you will need to know how to research, and what questions to ask. The three key considerations when purchasing car insurance are price, coverage, and company. 

The first key consideration when buying car Insurance is price. According to Glenn Hardman at San Diego Insurance, "There is no one company that has great rates for everyone." He further stated, " It really pays to shop, shop and when you've had enough shop some more. And if it sounds to good to be true it usually is." Different companies target different age and risk groups, so while one company has a good price for your friend, they make not have a great price for you. Usually 10-15 quotes will probably give you a good range of prices to choose from. 

GOTO VA1 

In this graph, I compared rates from the Facilities and Service Corp V9902.4 a software company that produces rates for insurance companies. The example here is a 22 year old single female with two tickets driving a 94 Honda. As you can see her rate varied between companies by well over a $1000 for the same coverage depending on only the company. A good resource I found was the yellow pages, the listings are localized to your specific area and everyone who is anyone is there both big and small. 

The second key consideration when buying car Insurance is coverage. Coverage varies from company to company but the basic components usually remain constant. The first is liability. Liability pays in the event you hit and injure another person or damage there vehicle, and is required by law of every driver in California. The two parts of Liability coverage are Bodily Injury and Property Damage. Both are expressed in thousands of dollars. 

GOTO VA2 

Here are the minimum limits as required by the state of california. The first number is the per person limit and second is per accident. This means that if I have an accident with this coverage the insurance company will pay a maximum of $15,000 per person up to a total of $30,000 any number of people per accident for bodily injury. The property damage is the second number and indicates how much the company will pay to fix the other person's car or property. In this case $5,000. This is not a lot of coverage. If I was to hit a pedestrian in the crosswalk this coverage could run out in a hurry and I would be held liable for anything the insurance didn't cover. Many people with equity in their homes or with other assets will opt for greater coverage such as 100/300/50 as shown below. 


The second is medical payments. Medical payments pay a flat amount per person for anyone injured in your car regardless of fault. They range from between $500 to $5,000. This amount is not meant to absorb the cost of an injury, but to offset immediate out of pocket expenses such as health insurance deductibles. 

The third is uninsured and underinsured motorist coverage. This protects you and your passenger in the event you are hit by a driver with no insurance or not enough insurance. 

The fourth is comprehensive and collision covers damage to your car. Collision pays to fix your car in the event it is damaged in an accident that is your fault. Comprehensive pays in the event of fire, theft, and vandalism or anything collision does not. A deductible will usually apply and is the amount of money you must first pay and the insurance will pay the rest. Deductibles range from $50 to $5000. The higher the deductible, the lower your cost. 

The fifth is towing and rental reimbursement. Towing provides a flat amount of coverage per disablement and rental reimbursement pays a specified amount per day in the event you need to rent a car while yours is being repaired. 

The sixth and final coverage is Special Equipment coverage. This covers any special equipment installed or attached to the vehicle not factory or dealer installed. This will usually include rims, stereos and custom accessories. 

How much or which coverage is right for you? It's a personal decision that no one can make for you. 

The third key consideration when buying car insurance is the company and agent. When buying insurance the quality of the company should be taken into consideration. One way to evaluate the quality of a company is to inquire about their "Best" rating. According to the AM Best company web site, Am Best is one of a few an independent companies that assigns a rating to each company. The rating is based on their financial strength, operational performance and ability to meet their obligations. AM Best ratings range from A (superior) to F (in liquidation). In considering the company you will probably rely heavily on the recommendation of an agent. Whenever you buy insurance you will ALWAYS buy it from an agent. In California agents are required to be licensed by the department of insurance. According to the departments web site, Agents must have their licenses posted in full view so that a consumer may readily verify that an agent is fully and properly licensed. Three good qualifying questions to ask the agent are: 

1. How long has the Agency been in business? 
2. Do they verify a prospective client's motor vehicle report before selling the policy? 
3. Do they have separate sales and customer service departments? 

Paula Meeks at Gateway Insurance states that "Agencies with separate Sales and Service departments tend to insulate their sales people from the service needs of their clients as well as not holding them accountable for agent errors." 

In conclusion if you spend a little time checking out the three key components of buying car insurance price, coverage and company, you can avoid a lot of headaches later especially in the event of an any accident. With a little information and little more leg work, you can eliminate any confusion from this process and be sure you have the right coverage for you.

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MLA Citation:
"How To Buy Car Insurance." 123HelpMe.com. 08 Dec 2011 

sports Cars for Girls


Looking at different kinds of cars, one can't help but notice that each car has a special trait, a characteristic that makes it what it is. And we cannot help but categorize a car by its looks and features. On sports cars for girls, one usually arrives at an image of a convertible roadster that is small and compact. To give you a better idea, here are some cars that can be classified as a ‘chick car’.


Volkswagen Beetle

The Volkswagen Beetle is a compact family car that is made in Germany. It is one of the most easily recognized cars in the whole world. Due to its popularity, it has even moved up to a cult status with many loyal followers. It is known as the beetle, bug, or kafer (German) because of its distinctive shape.

Mini Cooper

This car is an affordable, stylish, fun, and compact piece of machinery. It was first designed in 1959 as a car that combines a big interior space with a small car body. It is very appealing to the eye and popular to a wide range of people due to its affordability. With regards to safety issues, the mini cooper employs an anti-lock braking system for more stability and control especially during turns and cornering. The interior of this car is stylish and compact. One drawback is its small storage capacity but that is expected from this type of car. It is not a ‘hot rod’ but it is a fun to drive around the city.

BMW Z4 Roadster

The Z4 is the follow-up to the Z3 series which was first introduced in 1996. It is very popular to both young and old car aficionados because of its aggressive design. It is a bit bigger then the Z3 and its body is much stiffer even when measures were taken to reduce its overall body weight without compromising rigidity. It has a stiff chassis, a variety of transmission options, and large disk brakes that enable this car to provide great comfort and pleasure while driving.


These are some of the best sports cars that can be considered as ‘girl’ cars. If you are still thinking of what kind of car you want to get, consider the following: The prices of convertibles start around $20,000 and go up to the hundred thousand range. Engines used usually are four or six cylinder types while the pricier ones employ V6 or V8 engines. Maintenance costs for convertibles are roughly the same as those of sedans and technology has made soft tops stronger and more durable to withstand years of abuse.

the best way to buy a sports car


sport car

First, before going to a car dealership, buyers should already have an idea of the type of sports car they will be looking for.

Do they want a convertible, a two-seater, a mid-engine sport car, or a luxury sports vehicle? These are questions prospective car buyers need to ask themselves before they start their search. This will make the selection process much easier.

Buyers need to do their homework

It would be best for prospective buyers to do some research ahead of time. Read car magazines, talk to friends and memorize information on those sports vehicles buying guides that they might be interested in buying.

Don't forget to surf the net to get the latest news and information about the various models of sports cars that are on the market.

Compare prices

Pay a visit to a number of car dealerships. Look for special deals and discounts that they might be offering. This way a prospective buyer could get the best possible deal by comparing prices.

Budget

If money is a concern, prospective buyers should set a limit on how much they are going to spend, and stick to it!

Insurance premiums for sports cars tend to be relatively higher. This is reason prospective buyers need to set aside a portion of their budget for insurance. They always need to take into account the cost of: maintenance, operation, and repairs.

Timing is everything

The best time of the year to purchase a new sports car is near the end of the year when car dealerships are holding their annual end of the year sales. This is when dealers try to get rid of old models and try to replace them with new ones. The car dealerships offer especially low rates that they would not normally offer during these ‘end of the year’ sales. So it would be best for customers to take advantage at this time.

Warranty

The warranty is an important part of your decision when buying a car. It is a part of the cost that customers pay for when they make a purchase, they must be sure that the terms of the warranty are satisfactory.

Buying a new sports car doesn't have to be a big headache. It can be fun and exciting, as long as buyers know what they are doing.

This is why they need to prepare ahead of time, before going on a car hunting expedition so that they can own the sports car of their dreams.

Cigar Smoking ful information


·         Cigar Smoking 101
What are the basics of cigar smoking?  How do you light a cigar?  How do you draw on the cigar properly?  Do you inhale?  What are the dos and don'ts of cigar smoking?  If you have ever pondered any of these questions, read on.  Here is a simple and accessible primer designed to help you gain familiarity with the sometimes confusing, always enigmatic world of cigar smoking. 

First Step:  Lighting Up

First, all new cigar smokers should learn how to properly light a cigar.  Use a clipper designed for cigars to clip off the edge of the head (the section you put to your mouth). If possible light the foot of your cigar with a cedar match.  Avoid regular cigarette lighters.  They produce a nasty odor that can linger and ruin a good cigar.  If you must use a lighter, use butane lighter.  These will keep the odor to a minimum.  However, you should always strive to use a wooden match because lighters can easily taint the foot of your cigar.  How do you light up?  Simply strike a match and hold the edge of your cigar over the flame.  Avoid touching the cigar to the fire, simply hold the cigar over the flame and draw deeply until the cigar is lit.

Second Step:  Burn it down to a nub?

Should you burn your cigar down to a nub?  Experts recommend you leave at least two inches to your cigar.  Even the finest cigars will tend to get bitter if you let it burn all the way down.  What about ashes?  Should you knock the ashes off of your cigar?  Rather than knocking the ashes off the edge, let the cigar rest in the ashtray when you're not smoking it.  The ashes will fall off naturally. 

Third Step:  Relax and Enjoy

A cigar should never be rushed.  By design, cigars should be savored, preferably after dinner and with a glass of good brandy.  Hold the cigar between your thumb and fingers—anything else might be considered bad taste.  Also, don't inhale deeply.  The smoke should not reach your lung.  This is very bad for your health, and it will not help you taste the cigar any better.  Of course, you should always be considerate of those around you.  If possible, smoke in the company of other cigar smokers. A good cigar can be enjoyed alone and even more so with friends. 
·         A Short History of Cigars and Tobacco
Have you ever wondered where cigars were first produced?  It is widely believed that cigars were first produced in Spain.  But before cigars became all the rage in Europe, tobacco was needed to make them.  Tobacco is indigenous to the Americas, where native peoples have produced it for hundreds of years.  It is believed that the Maya of Yucatan peninsula in Mexico and parts of Central America cultivated tobacco, and even smoked it!  Tobacco use spread to other tribes, both north and south.  It is believed that its first use in the United States was probably among the tribe along the Mississippi.  It wasn't until Christopher Columbus sailed his famous voyage to the Americas in 1492 that the rest of the world came to know tobacco.

It is said that Columbus was not impressed by tobacco or its use among native peoples, but many sailors grew found of the strange plant.  Soon it quickly caught on in Spain and Portugal.  From there, it spread to France, where the French ambassador Jean Nicot lent his name to the scientific name for tobacco (Nicotiana tabacum).  The origins of the word tobacco itself are still suspect, although many believe it is simply a corruption of the word Tobago, which is the name of a Caribbean island.  Still others believe it comes from the word Tabasco, a region (and now state) in Mexico. 

The first tobacco plantation in the United States was established in Virginia in 1612.  More tobacco plantations followed in Maryland soon after.  Although tobacco became a popular crop, it was only smoked in pipes.  The cigar was not introduced to the United States until the late 18th century.  Israel Putnam, an army general who had served in the Revolutionary War, is credited with introducing the cigar to the United States.  He had traveled to Cuba after the Revolutionary War and returned with a box of Cuban cigars.  Their popularity quickly spread, and soon enough cigar factories were established in the area of Harford, Connecticut, where General Putnam resided. 

In Europe, cigar production and consumption did not achieve widespread popularity until after the Peninsula War in the early 19th century.  British and French veterans returned to their homelands after years of serving in Spain with their tobacco pipes in tow.  Among the rich and fashionable, the favored method of taking tobacco was the cigar.  Cigar smoking remains a habit associated with the rich and discriminating of upper society. 
·         All Styles and Sizes:  The Basic Types of Cigars
For the new smoker, the different styles and sizes of cigars can seem mind-boggling.  It helps to know that all cigars can be divided into two broad categories:  parejos and figurados.

Parejos refers to cigars that are basically straight.  They are subdivided into three categories:  coronas, panatelas, and lonsdales.  Coronas come in a variety of styles and famous brands.  They are known as cigars with an 'open foot' (or tip) and a rounded head.  Panatelas are generally longer than coronas, are thinner.  Lonsdales are also longer than coronas, but are thinner than panatelas. 

The second basic category consists of the figurados.  Figurados refers to cigars with that are irregular or somehow hand-shaped so that they are not strictly straight.  The smallest type of figurados is the belicoso cigars, which are known for a larger foot and a smaller, rounded head. Another basic figurado cigar is the pyramid, which have pointed heads that taper to a large foot.  The perfecto is a figurado cigar that is tapered on both the head and foot, with a thinner middle.  The largest figurado is the diademas, known as the 'giant' of cigars because it is always eight inches or longer. 
·         Check the Ashtray:  Using Ashes to Determine the Quality of Your Cigar

How to tell if your cigar is of the highest quality?  Check the ashtray—the ashes left behind can speak volumes about the quality of your cigar.  Here a few simple tips to determining the quality of your cigar. 

First, note how fast your cigar burns.  A cigar that seems to burn too quickly or disposes ashes that break apart easily is probably a lower quality cigar.  If the ashes seem too messy, and don't break apart together, this may also indicate a lower quality cigar.  Also, check the color of the ashes.  If the ash color seems to change, the tobacco leaf mix may be of poorer quality. 

The highest quality cigars, those that are well packed, will burn very slowly and burn stiff ash.  The 'stiff ash' can remain intact up to two to three inches long, and remain on the cigar without breaking apart.  A high quality cigar can be burned down to the nub.  Even high quality cigars may vary in taste, especially when they are smoked down to the nub.  Many times, you can usually get 'burn past' these bitter spots by letting the cigar burn on its own for a few minutes. 
·         4 Tips for Lighting a Cigar
For new smokers, lighting a cigar can seem as daunting as learning to choose a good single.  Here are four tips to guide you in lighting a cigar for the first time.

1.  Use cedar matches, if possible.  If you prefer to use a lighter, make sure it's butane lighter to avoid strong odors. 

2.  Warm the open end of the cigar (aka 'the foot' of the cigar) slowly over the flame, without touching it to the fire.  Let a black ring form around the end.

3.  Place the cigar in your mouth and draw in slowly.  Hold the cigar over the flame, about half an inch above it, again without touching.  Continue to draw in until the cigar draws the flame.   Turn the cigar slowly, spinning it to establish an even burn.

4.  Once your cigar is lit, take it out of your mouth and observe the burn you have established.  If the burn appears to be uneven, simply blow on the unlit sections to draw the burn, and then take one or two draws from the cigar to reestablish an even burn.
·         Choosing the Best Ashtray for Cigar Smoking


Is an ashtray just an ashtray?  Unlike regular cigarettes, cigars need their own special space to support their girth and ashes.  Many cigar aficionados swear by the pleasures of finding the proper place to hold their cigars and ashes.

So what are the characteristics of a good ashtray?  First of course, make sure the ashtray you buy is big enough to hold your cigars.  Cigars come in varying sizes, so you will want an ashtray that can accommodate the single of your choice.  Next, consider your personal style of smoking.  Do you produce a lot of ash?  Do you let your cigar rest for extended periods of time?  These are all important considerations when choosing your ashtray.

Look for ashtrays made of metal, heavy glass, or ceramics.   Ideally, you will want the ashtray to be big enough to hold the ashes for two cigars. 

Where can you find the best ashtrays for your cigars?  Many cigar aficionados swear by antique ashtrays.  Search out flea markets and antique stores for good deals.  Tobacco shops, mail order catalogues, and Internet shops are also good places to look.
·         Cigars 101:  An Overview of Cigars

Cigars have long been associated with the rich and powerful, with relaxation and rich flavor.  Cigar aficionados have created a culture around the art of smoking, assembling various theories and accessories to debate and facilitate smoking.  Much like wine tasting, cigar smoking has been seen as a diversion of the upper echelons of society.

It is believed that cigars were probably first produced in Spain, and then quickly caught on in other European countries.  Although many different countries manufacture cigars, Cuban cigars have long been highly regarded as one of the most flavorful and rich of all cigars.  This is due to regional microclimates that are said to produce the highest quality tobacco, as well as the skill of the country's cigar makers.  Other countries that produce significant amounts of tobacco and cigars include Brazil, Mexico, Honduras, Ecuador, Cameroon, Dominican Republic, Indonesia, and the United States. Why have cigars long caught the attention of so many?  Many speculate that the cigar's main attraction is in the way it is manufactured.  High quality cigars are always wrapped by hand.  Unlike cigarettes, cigars undergo a lengthy process of fermentation and aging (much like wine), resulting in subtle flavors and textures.  They are highly individual and the best cigars will provide no smoky aftertaste at all. 

The taste of cigars is much more complex than cigarettes.  The majority of all cigars are created by wrapping three different layers of tobacco leaves together.  High quality cigars usually contain long leaves of nicotine as the filler, although they may also contain a combination of scraps.  This results in subtle variations, different textures, and complex flavors. Cigarettes, on the other hand, are mass-produced and generally only contain one type of tobacco.  Cigars also come in an incredible variety of flavors. The dedicated cigar aficionado can find chocolate, vanilla, apple, and even coffee-flavored cigars! 

Although cigars have long been lauded for their smooth and complex flavors, they can also pose a great health risk. All tobacco contains nicotine.  We've all heard about the negative health risks of nicotine, but what does it do exactly?  Nicotine is a stimulant that produces a sense of euphoria. Even the casual smoker cannot escape the fact that nicotine is highly addictive and contains various toxins, carcinogens, and irritants.  Although most connoisseurs of cigars will avoid inhaling the smoke, they are still at risk of developing various types of oral and larynx cancers. 
·         Cigars vs. Cigarettes:  Which is worse for Your Health?

Most everyone has heard about the health risks of smoking both cigars and cigarettes, and the dangers of secondhand smoke.  But which is worse?  Do cigar smokers really have the advantage over cigarettes smokers?  The answer is much more complicated than anyone ever thought.

A Matter of Degree

Research from the National Cancer Institute indicates that the health risks posed by both cigarettes and cigars are strongly linked to frequency of use.  That is, it's not whether you smoke cigarettes or cigars, but how much and how often you consume them.  Individuals who smoke cigarettes on a daily basis are at a greater risk of developing cancer than people who smoke the occasional cigar.  That said, evidence indicates that cigars contain many more carcinogens than cigarettes.  It also appears that cigar smoke is more toxic than cigarette secondhand smoke.  Much of this is due to the fact that cigars are bigger than cigarettes, and thus produce more smoke. 

To Inhale or Not?

Debate has also concentrated on the issue of inhaling nicotine from cigars and cigarettes.  Dedicated cigar enthusiasts argue that cigars are less dangerous than cigarettes because they don't require you to inhale as much toxins.  The National Cancer Institute's research indicates that both cigar and cigarette smokers are exposed to carcinogens, regardless of whether they inhale or not.  Even without inhaling, smokers are still exposing their mouths, tongues, larynxes, and throats to carcinogens.  In fact, simply holding an unlit cigar or cigarette between your lips can expose you to carcinogens.  Furthermore, when saliva comes in contact with a cigar or cigarette, even momentarily, carcinogens are swallowed.  When carcinogens are swallowed, the throat, larynx, and esophagus further become exposed to these toxins and irritants.  Cigarette and cigar smokers appear to swallow similar amounts of carcinogens, resulting in approximately the same percentage of risk in developing oral and esophageal cancers. 

Research indicates that the health risks associated with both cigars and cigarettes may be reduced if the degree inhalation is adjusted.  Because most cigarette smokers tend to inhale deeply and smoke on a regular basis, they are at higher risk of developing cancer of the larynx. To get an idea of how inhalation of smoke relates to health risks, the National Cancer Institute tells us that the lung cancer risk of someone who smokes five cigars a day and inhales moderately has about the same risk as someone who someone who smokes one pack of cigarettes a day.
·         Drugstore Cigars:  A Good Buy?

The sheer diversity of cigars can be confusing for new smokers.  Many new smokers want to know:  is it OK to buy cigars from their local drugstore or chain store?  What is the quality of these cigars?  Can you expect to get good flavor from these cigars?

While of course, it's perfectly OK to purchase these cigars, be aware that these packaged cigars are usually of poorer quality.  Most 'drugstore' cigars contain preservative or other non-tobacco ingredients.  Common ingredients found in packaged cigars may include paper, Glycerin, and saltpeter.  High quality cigars will contain only tobacco.  Packaged drugstore cigars will generally contain these extra ingredients designed to keep them stored on the shelves for extended periods of time. 

In order to get the best quality cigars, you will have to visit your local tobacconist.  While many mail order businesses do carry good quality cigars, be aware that they usually will not sell singles, thus you will have to purchase whole boxes.  Visiting your local tobacconist allows you to test different brands before settling on a box. 
·         Fighting the Beetles:  Protecting Your Cigars from Infestation
Your cigar box may be at risk of a secret predator.  Many cigar aficionados have been shocked and repulsed at finding their treasured cigars infested with Lasioderma Serricorne, also known as tobacco beetles.  This dreaded beetle feeds on your precious cigars.  They don't care if your cigars are drugstore mass-market brands, or imported beauties. 

What is the tobacco beetle, and where does it come from?  The tobacco beetle exits in all countries where tobacco is produced.  It thrives on tobacco plants, infesting their leaves before it is processed.  Tobacco beetles thrive in hot climates, and especially in the warm countries Caribbean countries where much of the world's tobacco is produced.  Tobacco beetles lay larvae that are white and up to 4 mm long.  When the larvae hatch, they produce moths that proceed to hungrily eat their way through the tobacco leaves.  Unfortunately, the tobacco beetle has been known to survive the process of fermentation and production that is used to make most cigars. Although many countries have made the effort to rid their tobacco crops of this dreaded pest, mostly by spraying crops with gases, the tobacco beetle has proven highly resistant. 

If the tobacco beetle survives into the finished product, many cigar enthusiasts may open their cigar boxes to find that their cigars have been eaten through.  Sometimes the presence of the tobacco beetle can be detected through the presence of small puncture-like holes on the wrapper.  The holes can make an average cigar resemble a flute. 

What can you do if you find your cigars infested with the tobacco beetle?  Research has shown that your microwave may be your best defense in destroying the tobacco beetle larvae.  Before using your microwave, remove and dispose of any infested cigar from your collection.  The rest of your cigars can be treated.  In order to rid the remaining of your collection of this pest, you should make sure to microwave your cigars together, never individually.  Microwave them for about three minutes.  After being warmed, immediately place the cigars into the freezer.  After freezing them for 24 hours, remove them and allow them to thaw at room temperature.  After they have thawed completely, place them in a humidor.  This treatment has proven effective in removing the presence of the tobacco beetle.  Before removing a cigar from the humidor to be smoked, examine each cigar individually.  If the cigar shows no evidence of infestation, it is safe to smoke. 
·         How to Blow Smoke Rings with Your Cigar
Do you yearn to blow smoke rings with your cigar like a pro?  Stogie aficionados often speak of the ceremony-like deliberateness of smoking a good cigar.  Blowing smoke rings is the mark of a smoker who enjoys the smooth and relaxing effects of smoking.  But how do you blow a good smoke ring?  Some argue that it cannot be taught—that it will simply come to you with time and practice.  Regardless, here are a few tips to get you going.

Veteran smokers note that in order to blow a good smoke ring, you will need to create dense smoke.  Draw a deep, dense smoke puff into your mouth.  Hold the smoke there and then open your mouth slowly and deliberately.  Open your mouth, shaping your lips into a rounded 'O.' and pull your tongue back as you expel the smoke. 

Keep in mind that you are not exhaling the smoke, but simply pushing it out of your mouth.  Also keep in mind that this maneuver will not work if there is even a slight breeze in the air.  Make sure you try it in a location with still calm air. 
·         How to Buy Cigars as a Gift
Is there a cigar aficionado on your gift list?  Wondering how to choose a decent cigar for a friend or loved one?  Even if you know nothing about cigars or choosing a good cigar, just learning a few basics can help you sniff out (sometimes literally) a good cigar to give to a friend. 

Fortunately, cigars have now entered the mainstream.  Once the symbol of the rich and powerful, it's easier than ever for just about anyone to purchase a good cigar.  Of course, you probably won't be able to buy your friend a box of top-tier Cuban cigars, but you can definitely buy them a good quality cigar that will put a smile on their face. 

First, visit your local tobacconist or specialty smoke shop for the best quality and widest selection.  Avoid 'drugstore' cigars.  Although they may be inexpensive and convenient to purchase, drugstore cigars are usually filled with preservatives and generally of poorer quality.  They may contain, at minimum, saltpeter, paper, glycerin, and other preservatives and irritants.  You should make sure that the cigars you purchase are made of 100% tobacco.  If you have any questions regarding the cigars ingredients, ask the salesperson.  An experienced and knowledgeable sales clerk will be able to tell you extensive information about the ingredients. 

Your local tobacco shop is a good place to shop because you will generally be allowed to smell and touch the cigars.  Squeeze the cigar gently.  A good quality cigar will give a little when squeezed.  The cigar should be firm, with no excessively soft or hard spots.  Never buy a lumpy cigar. Look at the wrapper.  If you notice any drying or discoloration, best not to buy it.  Ideally, the wrapper should be tight and smooth.  Inspect the color of the tobacco to make sure it is even.  Do this by inspecting the end of the cigar.  Some color variation is normal, but if the color changes abruptly, chances are the cigar was not rolled properly.  A cigar that is not rolled properly may result in an uneven burning and unpleasant odors. 

If you're not sure how much your friend smokes, choose a longer cigar.  Longer cigars tend to have a 'cooler' taste—an excellent choice for beginners. If you know your friend is an experienced and regular smoker, choose a cigar that is greater in diameter.  These cigars tend to have a richer flavor that experienced smokers will appreciate. 
·         How to Choose the Perfect Single
Wondering how to choose the perfect cigar?  If you're a newcomer to the world of cigar smoking, here are a few tips to choosing the best cigar.

First, note the texture of the cigar. Squeeze it gently. Is very soft, or rigid?  Ideally, the cigar should give slightly, but not too much.  Very gently, squeeze the length of the cigar to check for lumps.  A good cigar will have a consistent texture.

Next, inspect the cigar for flaws.  Any cracks or discolorations are the signs of a lower quality cigar.  The cigar's wrapper should be wrapped smoothly. 

Finally, look at the ends of the cigar.  Pay particular attention to the exposed end where cigar is lit.  If you're new to cigars, it can be difficult to gauge the quality of the tobacco.  The simplest way to judge the tobacco quality of a cigar is to inspect the color of the tobacco.  If you note any abrupt color changes, this may indicate that the tobacco leaves were not laid out properly.  Look for a cigar with a smooth blend of tobacco. 
·         How to Pair Cigars and Alcohol
The cigar has long been viewed as a luxury of the rich and powerful.  Images of well-to-do men puffing on a stogie and swirling a glass of good brandy have been well documented and memorialized in films and TV.  If you are just becoming interested in cigars and would like to relax with a stogie and drink after a long day's work, here are a few tips to get you started. 

Traditionally, the cigar has been paired with a strong drink.  Popular spirits include rum, brandy, or whiskey.  Some argue that a good cigar should always be paired with a strong drink that has a hint of sweetness.  Indeed, cigar smokers have long enjoyed these popular pairings.  For years, the idea of pairing cigars with beer has gone overlooked.  But why overlook good old beer?  Recently, the trend has been to pair cigars with various varieties of beer.  It seems that as cigars have entered the mainstream, it has been democratized and popularized.  What better way to enjoy a puff of this newly popularized treat than to pair it with beer? 

 Pairing a good cigar with a good beer is not an easy feat, but when accomplished, it is well worth the effort.  Much of the pairing has to do with your experience level.  If you are a novice, you will probably need help in pairing your specific cigar with an appropriate beer.  If you have a more experienced palate, and you know what you like, you can probably make connections between certain types of cigars and beers. 

Because cigars are so strong and flavorful, one of the challenges in pairing is to find a beer that complements the intensity of most cigars.  Most cigars will pair nicely with a good barely wine or a single malt scotch.  If your cigar can be described as woody, spicy, with hints of cedar, try pairing it with a barley wine.  The fruity hint of barely wine should complement nicely with the spicy flavor of your cigar.  The combination of a spicy cigar with a slightly fruity beer can create an overall creaminess that enhances the flavors of each significantly.

If you have no clue as to what flavor combinations might work, experiment.  First, find a cigar that you enjoy.  Try to identify the characteristics that you enjoy about it.  Then, find a beer whose flavors you think might 'match' or complement the cigar.  Many incredible discoveries have been made in much this same way. 
·         How To Properly Age A Cigar

Experienced cigar enthusiasts know well the pleasures of a well-aged cigar.  The subtle flavors and complex constitution of a well-aged cigar is indescribably and unforgettable.  Like wine, many cigar aficionados swear by the process of aging.  A great cigar, the argument goes, is an aged one.  How can you attain a well-aged cigar that provides the mellow, complex flavors you crave?  You can always fork over a good deal of your money and purchase a box of expensive vintage cigars.  If you would rather save the money and experiment with aging on your own, here are a few tips to help you get started.

First, know that you will have to be patient if you want a properly aged cigar.  You will have to age your cigars for about a year in order to achieve the flavors and complex subtleties of a well-aged cigar.  Also, know that in order to achieve the rewards of a well-aged cigar; you must begin the process with a high quality cigar.  If you try to age a lower quality cigar, chances are any amount of aging won't improve their flavor significantly.  Many high quality cigars that you find too strong or odorous are perfect candidates for aging.  In fact, almost all high quality cigars can be improved through the process of aging.

To age your cigars, purchase a good quality humidor.  Cigars must be stored in a constant and stable environment.  Follow the 70-70 rules.  That means the humidity must be at a constant humidity of 70%, and at a temperature of 70 degrees Fahrenheit.

Of course, the environment in which they are stored is crucial. Follow the usual 70-70 rules for temperature and humidity. Any more and your cigars will get moldy; any less and the aging process begins to be stunted. Maintaining a stable environment for your cigars is key - a constantly fluctuation environment can be disastrous. Swings in temperature and humidity cause cigars to expand and contract, cracking their wrappers and it may disrupt the aging process. Ideally, the space in the humidor should be about twice the volume of cigars. The lining should be cedar - cedar wood is highly aromatic wood, full of its own oils. With the passage of time, the interaction of the tobacco oils amongst themselves, and with the cedar oil of the wood it leads to a mellowing and blending of flavors resulting in that subtle complexity you can only get from proper aging.
·         How to Purchase Cigars from Cuba
Every cigar aficionado knows that the very best cigars come from Cuba.  Unfortunately, buying the best can often be a risky proposition.  But many cigar enthusiasts are willing to take the risk to get a taste of the very best.  If you're wondering just how one would get their hands on a box of Cubans, read on.  Because of the relationship between the United States and Cuba, know that there are a lot of people looking to take advantage of cigar aficionados.  Purchasing Cuban cigars should be done with great caution in order to avoid getting duped. 

First, know that importing cigars from Cuba is considered illegal.  The United States placed economic sanctions on the Cuban government in 1963.  Ever since then, Cuban cigars have become the holy grail of cigar enthusiasts.  There is, however, one loophole: visitors to Cuba who return from a sanctioned and licensed visit are allowed to bring back cigars.  However, visitors are not able to bring back more than $100 worth of cigars, and they must be intended for personal use, and not for resale. 

Any other ways of obtaining Cuban cigars is considered illegal.  It is in fact illegal to buy, sell or trade Cuban cigars in the United States.  Fines for illegal trading, buying or selling of Cuban cigars may face up to $55,000 in civil fines.  This type of fine, however, is quite rare.  The more likely scenario is that you'll have your cigars confiscated. 

When purchasing a box of Cuban cigars, be prepared to fork over quite a bit of your cash.  Prices can range from about $150 to $500 or more.  If you're offered a box below these prices, chances are it may not be the real thing.  Most Internet businesses that sell purportedly genuine Cuban cigars tend to be imitations.  Always avoid shops or retailers that offer "discounted" Cuban cigars. 

How to get your hands on the real thing?  The easiest way to get a box of authentic Cuban cigars is to head north to Canada.  Buy them in Canada and repackage them so that they are not in their original Cuba packaging.  Remove the rings and place the cigars in a different box.  Customs agents tend to not inspect cigars carefully, and it is generally not considered a serious offense to bring Cuban cigars into the United States.  In fact, many clerks at tobacco shops will even offer to repackage Cuban cigars for you.
·         How to Spot Fake Cuban Cigars
Everyone knows that Cuban cigars are the most coveted cigars, renown worldwide for their smoothness and rich flavors.  Indeed, Cuban cigars are so prized that many illegitimate dealers have been known to sell fake Cubans to unsuspecting cigar smokers.  How do you tell if what you have is a fake or the real thing?  First, make certain that you purchase your cigars from a legitimate dealer.  Buying from your local tobacconist or a reputable mail order business can protect you from forking your money over for a box of fake cigars. 

If you have an opportunity to purchase a box of purported Cuban cigars, but have your doubts, take the time to examine the box before purchasing it.  Here are a few tips to help you spot the fakes from the real thing.

The most important thing to examine is the box.  Authentic Cuban cigars will contain a green and white warranty seal on the left front side of the box.  The seal will contain an insignia that has a picture of a shield and a hat.  On the upper right hand corner of the box, you should find a white sticker that is placed diagonally with the word 'Habanos' printed on it.  The overall appearance of the box should be neat and clean.  If the box appears damaged, smudged, frayed, or marked, avoid it.  If the color of the box is dull, don't buy it.  Even if the cigars are the real things, their quality may have suffered in transport.  If you are in the market for Cohiba, Trinidad, or Q'dorsay brand cigars, know that all authentic Cohiba's will contain the green and white warranty seal on the right hand side of the box.  

On the bottom of the box of cigars, you should find a heat stamp with the words 'Habanos.'  The heat stamp should be impressed onto the bottom of the box.  Fake Cuban cigar boxes often find other ways to imprint this label, such as using rubber stamps or paper labels.  You should also find a factory code stamp at the bottom that is stamped in green, blue or black ink.  This stamp will tell you when and where the cigars were rolled. 

If you can open the box, take the time to smell the tobacco.  Cuban cigars will have a deep, rich aroma, unmistakable to dedicated cigar aficionados.  If the smell is off, or very weak, chances are you do not have a box of authentic Cuban cigars in your hands.    The cigars should be facing the same way, and the top row may appear slightly flattened.  The caps on all the cigars should appear identical, and the foot of each cigar should be cut clean.  The bands on all the cigars should also be identical, and should be arranged so that they face the same direction.  If allowed, test the cigars out by pressing down on them.  Feel along the entire length of each cigar, checking for soft or hard spots.  The cigars should feel firm yet pliable. 
·         Making the Perfect Cut on Your Cigar
How to clip a cigar properly?  Although every cigar aficionado has their own proven method, here are some basic guidelines to get you started. 

First, examine the head, or closed end, of the cigar.  This is the part of the cigar that will need to be clipped.  Determine where the 'cap' is.  The cap refers to the part of the cigar where the tobacco leaf was used to close the cigar.  Once you've found the cap, determine its length.  As a general rule, you should not cut any further than the end of the cap.  If you cut further than the cap, there's a good chance your cigar will unravel!

Use a good quality clipper to cut the head at the cap.  You don't want a cheap cutter that will result in frayed or split cuts.  You can purchase a special cigar cutter at your local tobacco shop that is designed to make clean cuts.  Once you have your cutter, hold your cigar at eye level and make a fast and decisive cut just above the cap.  Less is more when cutting—if you find your cut is too superficial, simply cut down a bit more.
·         Old vs. New:  Choosing the Right Cigar
Are you confused about old cigars versus fresh cigars?  What does this mean, exactly?  If you're new to the world of cigar smoking, these terms can be a little perplexing.  Basically, know that cigars are never really fresh.  That is, you generally can't purchase a cigar just after it has been produced.  Most tobacconists store their cigars at the proper temperature and humidity before they are stored.  Also, the tobacco in most premium cigars is usually aged for about one to two years before it is rolled into a cigar. 

Many smokers prefer old or vintage cigars.  Why?  Older cigars are not inherently better than newer cigars.  This is simply a matter of personal taste and preference.  How long can vintage cigars last before they lose flavor and integrity?  Cigars that are properly stored at a constant temperature of approximately 70 degrees, and about 70% humidity, can be stored indefinitely. 

What happens if an old cigar is not stored properly, and begins to dry out?  Although the integrity of the cigar will probably be damaged, it can be restored significantly by re-humidifying it.  This process must be done slowly and with great care to restore the cigar's flavor and consistency
·         Tasting the World:  Cigar's From Different Countries
Most everyone is familiar with the much-lauded flavor of Cuban cigars.  But how do you know if you're smoking a Cuban cigar, or a cigar from any other country for that matter?  For those new to the world of cigar smoking, you should know that every cigar-producing country has its own unique flavor and character.  The soil quality and the way the tobacco is produced and rolled contribute to the overall flavor of the finished product. 

One must of course allow for significant regional variety, here are some very basic guidelines for getting to know the world's flavors.
The famous Cuban cigars are renowned for their smoothness and 'creamy' flavors.  They are applauded for their rich flavors and overall premium quality.  Cigars from Central American countries like Honduras and Nicaragua are known to be strong and rich in flavor.  Caribbean countries like Jamaica and the Dominican Republic are known for their milder flavors. 

Whatever country you purchase from, remember that a good way to gauge the overall flavor of a cigar is to note its diameter and length.  In general, cigars with a thicker diameter will have a richer flavor.  Longer cigars are generally cooler. 
·         The Dangers of Being Exposed to Cigar Smoke
We have all heard about the dangers of inhaling second hand smoke.  Many people wonder if the dangers of inhaling cigar smoke are just as dangerous, or more.  Unfortunately, it appears that being exposed to secondhand smoke from a lit cigar can be just as dangerous—or more—than regular cigarette smoke.

All secondhand smoke emitted by tobacco products are classified as environmental tobacco smoke.  Environmental tobacco smoke refers to all the secondhand smoke released from tobacco products that are lit, such as cigars or cigarettes.  Research indicates that the smoke from cigars and cigarettes releases many of the same types of irritants.  Both cigar and cigarette environmental tobacco smoke contain nicotine, carbon monoxide, hydrogen cyanide, and ammonia.  The environmental tobacco smoke from cigars and cigarettes also releases well-known carcinogens such as vinyl chlorine, benzene, arsenic, hydrocarbons, and nitrosamines.  Cigars, because of their size, usually release more environmental tobacco smoke than cigarettes.  Being around cigar smoke, then, can pose more of a health threat than inhaling secondhand smoke from a lit cigarette.

Even though both cigars and cigarettes release similarly toxic environmental tobacco smoke, there are some key differences between the two.  These differences are related to the very different ways that cigars and cigarettes are manufactured.  The production of cigars consists of a long process of fermentation and aging.  During the production and fermentation process, large amounts of carcinogens are produced.  Once a cigar has been fermented and aged, they are wrapped in a nonporous wrapper that keeps the cigar from burning too quickly.  The fermentation process and nonporous wrapper both contribute to the high concentrations of carcinogens in the smoke of al it cigar.  When a cigar is lit, the carcinogenic compounds produced during the fermentation process are released.  The nonporous wrapper also contributes to an unclean burn that is high in carcinogens. 

Another reason why cigars produce greater amounts of carcinogens is in their girth and length.  Cigars are simply bigger than cigarettes.  Their size allows them to release much more smoke, and in turn, much higher concentrations of toxins and irritants. Also, cigars are designed to be smoked much more slowly than regular cigarettes, and cigar smokers are encouraged to take their time and enjoy the relaxing experience. This results in longer smoke times, and obviously, the creation of much more smoke. It is advised for all non-smokers to avoid areas where cigars are being smoked.  If you smoke cigars, make sure to do so in a well-ventilated area.
·         The Health Risks of Cigar Smoking
We have all heard of the risks associated with smoking cigarettes, but what are the risks of cigar smoking?  Are the risks of smoking cigars just as dangerous, or more so?  According to the National Cancer Instituted, regular cigar smoking can result in a major health threat.  Scientific research has linked cigar smoking with cancers of the larynx, lungs, esophagus, and oral cavity.  Newer research also indicates that cigar smoking may be strongly linked to the development of cancer in the pancreas.  Doctors also caution that individuals who regularly inhale while enjoying a cigar are also at greater risk of developing lung disease and heart problems.

The health threats of cigar smoking appear to increase dramatically in those individuals who smoke regularly and inhale while smoking.  Someone who smokes three to four cigars each day will him or herself at eight times the risk of developing some kind of oral cancer than a nonsmoker.  Unfortunately, we do not yet know the health risks of smoking the occasional cigar.  It seems clear however that smoking cigars on a daily basis can pose serious health risks. 

Many individuals wonder if cigars are as addictive as cigarettes. Many wonder why, for instance, so many people become addicted to cigarettes, and not cigars?  The truth is that any tobacco product can become addictive because it contains nicotine.  Witness the effects of smokeless tobacco products on individuals.  These products, such as chewing tobacco, can become very addictive, simply because they contain tobacco, which in turn contains nicotine.  Many cigar smokers do not inhale deeply, thus causing the nicotine to be inhaled superficially.  Cigarette smokers tend to inhale, causing the nicotine to be absorbed faster and more readily by the lungs.  Even though most cigar smokers inhale the nicotine more superficially, it is still possible to become addicted if the user smokes cigars on a regular basis. 

If nicotine is so addictive, why don't more cigar smokers smoke more often?  It appears that more people avoid becoming 'hooked' on cigars for several reasons.  The most obvious reason is that the nicotine is inhaled much more superficially than in regular cigarette smoking, causing less nicotine to be absorbed by the body.  Also, cigars are not as readily accessible as cigarettes.  They are viewed by most as a luxury item, saved for special occasions and used infrequently.  However, when cigars are smoked on a regular basis, they can become addictive.  The health risks of any kind of smoking increase dramatically as frequency of use increases.
·         The Parts of a Cigar
What are the different parts of a cigar?  Many long-time smokers enjoy their stogies without learning the basic parts of their cigar.  While it's true that you can enjoy a cigar without knowing how it was put together, learning the basic parts of a cigar can be instrumental in helping you choose the best quality cigars.

The first thing many smokers notice about a cigar is the wrapper, the layer of tobacco on the outside of a cigar.  A cigar's wrapper is very important because it provides much of the flavor of the cigar.  The best quality tobacco leaves are usually used to construct the wrapper.  They range in color from very clear (claro) to very dark (oscuro). 

Binders are known as the 'intermediate leaves.'  They are used to hold the tobacco filler together.  Binders can vary considerably. 

Last but certainly not least is the filler used to make a cigar.  The filler is the tobacco.  Generally, filler can be either long or short.  Long filler consists of whole tobacco leaves, while short filler consists of scraps.
·         Why Use a Humidor?
If you are not an experienced cigar smoker, you may be wondering why cigar aficionados use humidors.  Humidors are used to store and protect cigars so that they are kept at their peak flavor.  A humidor works by keeping a cigar at a constant temperature, somewhere between 68 and 70 degrees Fahrenheit, and about 70-72% humidity.

Many cigar aficionados claim that the ideal temperature for storing cigars is 70 degree F.  Any lower will tend to age the cigar, rather than keep it at a constant level.  Humidors are not meant to age, but rather to preserve the integrity, flavor, and color of the cigar. 

What should you look for when purchasing a humidor?  The good humidor should close completely, with a tight fitting lid that will keep the cigars well kept from the elements and prevent any exchange of moisture.  Seams should be smooth and well fitted for cigars.  Cedar, especially Spanish cedar is ideal for the interior of the humidor.  Of course, make certain your brand of cigars fits well into any humidor you are considering purchasing.  

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